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Helpful Jack is published for educational purposes only and is not a substitute for professional advice. Helpful Jack does not warrant or make any representations concerning the accuracy, likely results, or reliability of financial guidance materials on its website or otherwise relating to such materials or on any sites linked to this site. Our blogs should not be used as a substitute for competent financial and legal advice from a licensed professional in your state. We encourage you to seek professional and personal financial guidance when seeking to make future investments.